Otter Car Insurance

Everything You Need to Know About Otter Car Insurance

In certain car insurance, selecting a provider that has adequate coverage, reasonable premiums as well as a good relationship with clients is very important. Whether you’re getting car insurance for the first time or are looking for a change, Otter Insurance, specifically for Lynnwood, Snohomish County, King County, and all of Washington, is among the best options for many drivers. In this blog post, I will outline some of the key aspects of Otter Car Insurance including why this auto insurance company could be perfect for you.

What is Otter Insurance?

Otter Insurance is an insurance company based in Lynnwood Washington and operates as an intermediary. They began their operation in 1969, and since then they have been providing Home, Auto, Life, Pet, and Commercial Business Insurance. Otter Insurance has adopted the business culture of person before policy as far as dealing with the customers is concerned, the firm aims at offering quality services such as efficiency, care, honesty, professionalism and reliability. They extend their support to athletes within their region by offering them scholarships and they also engage themselves in charity exercises such as the Toys for Tots campaign. As it will be observed, Otter Insurance is an organization that only deals with insurance services in Washington State.

Otter Insurance offers various types of car insurance relevant to the different needs of the people when it comes to insurance. Whether it is standard cars, motorcycles, or even classic cars, you are sorted with Otter Car Insurance. The firm boasts of being client-focused, which means that clients will be accorded insurance policies that will suit the circumstances that led to their insurance needs.

Otter Insurance services

Otter Car Insurance

Otter Insurance Agency provides a variety of insurance services, including:

Home Insurance: They provide, homeowners insurance, renters insurance and flood insurance in case anything happens to your property or its content.

Auto Insurance: Otter Car Insurance, whether it is for private or business use, to guarantee your safety on the road by covering accidents, theft, and much more.

Otter Insurance deals in many types of vehicle insurance such as cars, trucks, vans, SUVs, motorcycles, old age cars or classics, motor homes, boats, and even watercraft such as Jet Skis, and All Terrain Vehicles.

To ensure it meets the state laws, Otter Insurance provides liability insurance that will provide compensation for the damages caused to other individuals and people’s no-fault cover to cater for medical expenses that arise out of car accidents.

Collision coverage protects in cases of an accident while comprehensive insurance covers anything other than an accident such as theft, vandalism, or any natural event.

Life Insurance: They provide insurance services in the form of life policies in case you pass on, to provide for a secured future for your family.

Pet Insurance: Pet insurance by Otter Insurance to help pet owners when they take their pets for treatment to reduce on the amount they pay.

Commercial Business Insurance: They provide insurance products and services for business organizations and these may include construction insurance in the event of hazards and incidents taking place in business operations.

Otter Insurance Agency has believed and sought to deliver insurance products that cut to the individual client needs hence providing insurance policies that are unique to different clients at affordable prices.

Key Features and Benefits

  1. Discounts and Savings

Yes, Otter Insurance has various types of discounts for lowering premiums such as the safe driver, low mileage, good student, and military/veteran and multi-car discounts.

It is pointed out that there is an opportunity to obtain up to 10% discount on the total price for those clients who decided to purchase both home and auto insurance simultaneously.

  1. User-Friendly Online Services

Clients can easily get free online quotes and file claims through Otter Insurance’s user-friendly website. They also have an informative blog and a customer service pop-up box to help with any needs.

  1. Partnerships with Top Providers

 Otter Insurance also works with these service providers namely; Allstate, Esurance, Liberty Mutual, Nationwide, State Farm, and farmers insurance where clients are offered many services.

  1. Community Involvement

The agency is devoted to protecting the interests of the people living in the area and is affiliated with IIABW, Trusted Choice, the Lynnwood Chamber of Commerce and several others.

Contact Information and Hours

For those interested in learning more or getting a quote, Otter Insurance can be reached at:

  • Phone: 425-771-8900
  • Fax: 425-672-2712
  • Address: 3500 188th St. SW Suite 275, Lynnwood, WA 98037
  • Operating Hours: Monday to Thursday from 8:00 am to 5:00 pm and Friday from 8:00 am to 4:00 pm.


Otter Insurance has detailed packages in car insurance, affordable prices, and the best customer service and support besides the company’s social responsibility. For obtaining common automobile insurance, insurance for your antique car, or home and auto insurance combo, you can consider Opting for Otter Insurance Company. Though some problem areas need improvement, it relates to the claims handling times and the website design but in general, the customers respond positively.

Otter Insurance – is it for you? Have you used any of them? Please leave your comments and questions on the matter in the comments section below.

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Q: What are the possible discounts that can be availed by Otter Insurance?

Ans: Some of the available discounts they provide are the safe driver, low mileage, good student, military and veteran, multi-vehicle, and more.

Q: Is it possible to get home and auto insurance with Otter insurance on one package?

Ans: Yes, home and auto insurance discounts can reach 10% for clients who meet the requirements.

Q: What is the process of obtaining a quote or, claiming Otter Insurance?

Ans: Currently, you can obtain free online quotes and file claims via their friendly, well-organized website. They also incorporate a live customer support chat box for assistance to customers.

Q: What are the operation hours of Otter Insurance?

Ans: The branch is functional from Monday to Thursday starting at 8:00 am and closing at 5:00 pm, on Friday it functions from 8:00 am to 4:00 pm.


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